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Mastering Money Trees in Animal Crossing: New Horizons

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Mastering Money Trees in Animal Crossing: New Horizons

Are you looking to cultivate Money Trees in Animal Crossing: New Horizons? These trees are a fantastic way to boost your in-game finances, allowing you to purchase furniture and other items to enhance your island life. However, patience is key as you will need to dedicate several days to see the fruits of your labor.

Explore our complete guides on this beloved life simulation, including updates on the 3.0 patch, in our Animal Crossing: New Horizons guides hub.

Where to Find and Plant Money Trees

Money Trees, also known as Bell Trees, don't naturally occur on your island. You will need to take specific steps to grow them:

  • Each day at 5 a.m. local time, there will be at least one shiny spot on your island. Use a Shovel to dig this spot.
  • You will receive a bag containing 1,000 Bells, which you can add to your inventory total.
  • Next, select the amount of money from your inventory to create a separate bag. It's advisable to use a bag with 10,000 Bells.
  • Bury this bag in the shiny spot, which will then transform into a sapling.
Bury some Bells, and watch your wealth grow!

How Long Do Money Trees Take to Grow?

The growth process for a Money Tree in Animal Crossing: New Horizons spans four days, or four daily resets. After this time, the tree will bear bags of cash. Simply shake the tree to collect your rewards, after which it will revert to a regular tree.

Tip: You can also use the

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